Mortgages Simplified. Futures Secured. Lives Changed.
LivLif is a Melbourne-based mortgage brokerage built on one simple belief: the right loan can do more than fund a property — it can create clarity, confidence and a better future.
LivLif is more than just a name — it means “Live Life.” That's exactly what we're here to help you do: live your best life in your own home.
Whether you're buying your first home, refinancing, investing or building, you'll get straight answers, a clear strategy and one broker who stays with you from start to finish.
One broker. From first message to settlement.
Getting a home loan or refinancing shouldn't feel confusing — but for many people, it does. Too much jargon, too much back and forth and not enough clarity.
Hi, I'm Krishna Tondapu and I started LivLif to make borrowing feel simpler, more personal and easier to navigate.
With more than 25 years' experience working in complex, fast-paced corporate environments, I've learnt how to simplify important decisions, stay calm under pressure and put people first. I take a focused, hands-on approach to every application, giving each client the care, clarity and attention they deserve.
When you work with LivLif, you deal directly with me from start to finish. No handovers, no call centres and no repeating your story to someone new.
I personally manage every enquiry, every application and every lender conversation, so you always know where things stand, what comes next and how to move forward with confidence.
With access to 40+ lenders, I help clients find the right loan strategy for their goals — whether that's buying a first home, building a portfolio, refinancing or funding a construction project.
If you're after honest guidance and a broker who picks up the phone, you're in the right place.
- FBAA accredited Broker
- 40+ lenders compared
- Responds usually within minutes
Three principles. Every single loan.
“Mortgages Simplified. Futures Secured. Lives Changed.” — this is not just a tagline. It is the standard we hold ourselves to on every loan we write.
Honest advice. Full stop.
We are paid by the lender — but we work for you. Every recommendation we make is based on what genuinely fits your life, your goals and your financial future. Not what earns the highest commission. Not what is easiest to write.
If a loan is not right for you, we will tell you — and help you find one that is.
Your best interest. Every time. No exceptions.
Real answers. Real speed.
No phone trees. No waiting two days for a callback. No being passed from person to person every time you have a question.
Message us directly and get a real reply from the broker who knows your file — usually within the hour. Because a question left unanswered is a client left behind.
One number. One broker. One reply.
One broker. One relationship. Zero handoffs.
From the moment you first reach out to the day you get your keys — and every annual review after — you deal with one person. We know your numbers. We know your story. We know what matters to you.
That consistency is not just more pleasant to deal with. It produces better outcomes, fewer mistakes and a loan that fits your life.
Start to finish. No exceptions.
Ready to get started?
Send a WhatsApp message and tell us where you're at — we'll come back with clear next steps, usually within minutes.